Salem Avenue Chiropractic provides safe and effective chiropractic care for auto injuries. Being in practice for more than 18 years, we can successfully handle all types of car accident injuries, such as whiplash, neck pain, chronic pain, and spinal adjustments.
Schedule an appointment or walk into our office directly. Read through the questions below to learn more about our chiropractic treatment for auto injuries.
1. Who will pay for my medical bills at Salem Avenue Chiropractic and will I get stuck with a bill if the insurance company denies the coverage?
The at-fault auto insurance generally covers your treatment and massage therapy here. Your visit to the emergency room may also be covered by them. You do not need health insurance or cash in order to be treated here. Just bring yourself. We usually have everything we need and will file the paperwork and set the claim for you. You just need to concentrate on getting better. Basically, you have no risk to come to our office since we’ll verify the auto insurance before starting the treatment. In most auto accident cases, the at-fault auto insurance pays the medical bills at our practice, so you have no out-of-pocket expenses such as a co-pay or a deductible.
If there's a no at-fault insurance company as in a hit-and-run case, then you can use the driver of your vehicle’s uninsured motorist portion, (if available), to get treatment. The uninsured motorist portion of the auto insurance will act like the at-fault insurance company and you’re eligible for all your benefits generally.
2. What is the pain and suffering and lost wages settlement and how does Salem Avenue Chiropractic help me with this?
Call our office to see how Dr. Kruse may play a role in helping you get cash settlement for injuries and lost wages. He will document your injuries for the insurance company. If you lost time from work, he will provide you with a work excuse so that the insurance company may be able to reimburse you for the days of work missed due to your injuries.
3. Do I need permission from the insurance company or my primary physician to come to Salem Avenue Chiropractic?
Definitely NOT!!! Insurance companies are not supposed to tell if you need to seek medical treatment or not. They are not physicians and may not have your best interest in mind. It is in the best interest of your health to consult and be examined by Dr. Kruse. You do not even need permission or a referral from your family doctor.
4. Should I wait to see if my injuries go away? I feel better than I did right after the accident.
Never - your injuries may go away for a little while, but they may start to fester and come back even worse later on. By the time your injuries return, it may hinder your recovery greatly - plus, the insurance company may consider you have too much gap in your treatment and deny your claim / coverage.
5. Before I come to my appointment, will I be required to have an attorney and / or is it best that I have an attorney before I come in?
Our office strongly recommends an attorney, but it’s not necessary to have one before you come in for your visit. Most attorneys won't accept a case unless you have injuries, so it makes more sense to seek medical attention first to see if you have an injury claim.
6. What do I do now?
Call our office today at 937-275-8595 for an appointment if you have been involved in a car accident.